Changing debt collection with socially responsible, ml-driven digital strategies

NEXT GENERATION DEBT RECOVERY*

Ceverine employs analytics-driven and machine-learning supported recovery strategies prioritising digital channels for communication and debt resolution.

We offer fully outsourced debt recovery services to banks, alternative lenders, debt investors, utilities and telecommunication companies.

USING TECHNOLOGY FOR GOOD PURPOSE

Our vision is to transform the debt management sector by promoting outsourced recovery services, applying cutting edge technology, increasing efficiency for credit originators, purchasers and consumer-facing enterprises and improving debtor experiences.

FOCUS ON CONSUMER CREDIT*

Our analytics-driven and machine-learning supported approach relies on profile, payment, credit and other external data. We focus on consumer credit, including personal loans, credit card debt, instalment credit as well as utility and telecom bills. We provide debt recovery services related to overdue and delinquent debt.

AUTOMATED YET HUMAN

We treat debtors with utmost care and our 'human touch' is hard-coded in all our communication and processes.

* Some of the services referred to herein are regulated in the UK and the EU. Provision of such services require licenses to be obtained from regulating bodies. Ceverine is in the process of applying for its FCA license in the UK and other licenses will be considered on an as-required basis as we expand our operations. Ceverine is committed to providing all services in full compliance of the underlying regulation.

OUR SERVICES

* Some of the services referred to herein are regulated in the UK and the EU. Provision of such services require appropriate licenses to be obtained from regulating bodies. Ceverine is in the process of applying for its FCA license in the UK and other licenses will be considered on an as-required basis as we expand our operations. Ceverine is committed to providing all services in full compliance of the underlying regulation.

OUTSOURCED DEBT RECOVERY*

We offer analytics-driven and machine-learning supported debt recovery as a fully outsourced service to banks, specialist consumer lenders and debt investors as well as utilities and telecommunication service providers.

RECOVERY STRATEGY

We offer strategic support based on our analytical capabilities. We categorise accounts for different recovery tracks and establish communication strategies that work best with our client’s resources.

OUR DIFFERENCE

BORN DIGITAL

Not a conversion story but born digital.
No legacy collection infrastructure.
Designed to maximise analytical decision making and digital delivery.

FLEXIBLE

Emphasis on low headcount and automation.
Collection strategies driven by analytics and machine-learning.
Digital-first execution.
Code-driven compliance.

SUSTAINABLE

Socially responsible.
No reliance on opportunistic drivers such as financial leverage or credit purchases.
Scalable service offering adoptable to European markets.